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eFinancial Services offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

Conforming Loan Programs:
30 Year Fixed Rate
20 Year Fixed Rate
15 Year Fixed Rate
10/1 ARM
7/1 ARM
5/1 ARM
3/1 ARM
Adjustable

Jumbo Loan Programs (loans over $322,700):
30 Year Fixed Rate
20 Year Fixed Rate
15 Year Fixed Rate
10/1 ARM
7/1 ARM
5/1 ARM
3/1 ARM
Adjustable

Bi-Weekly Payment Programs
 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $322,700 with closing costs of $6,454. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $322,701 with closing costs of $6,454. Your actual APR may be different depending upon these factors.